Background & Methodology: provides brief background information on Rating Developments and describes how we gather information and co-operate with banks
Questionnaire: is the first, introductory, questionnaire sent to each bank. Banks are assured that information that they provide is treated as confidential unless it is already in the public domain. This first questionnaire seeks basic information on: 1. Contacting the bank 2. History & structure 3. Market position and product lines 4. Risk management Answers to this questionnaire provide a sound understanding of the structure and decision-making process of a bank. When appropriate, more detailed questionnaires are used to examine the financial condition of banks
Summary spreadsheets for the Libyan commercial banks and Libyan Arab Foreign Bank, using the latest available data. Disclosure in the published financial statements is quite poor. The aggregated spreadsheet comes from Central Bank of Libya data.
Web Sites on Libya: These links are to Internet sites that cover a broad range of subjects concerning Libya. Inevitably there is some duplication between portals. The IMF and IFC sites currently have little information


Libya: Following a visit to Libya in 2002, we have produced reports on the Libyan banking system and on Bank of Commerce & Development. The banking system report is available for a reduced price of 150 Euros, and the BCD report is available gratis through the order form linked at the bottom of this page.

As the Libyan banking authorities have not cooperated since the reports were released, we have suspended our coverage of Libya until the authorities are more comfortable with independent analysis.


  • As stated above, our first report on the Libyan Banking System is now available with spreadsheets for the six commercial banks and comparative statistics. Please download the Order Form for more information. The report's contents page is viewable here. The price has been reduced to €150/$150.

  • The report on Libya's only privately-owned commercial bank - Bank of Commerce & Development - is freely available with our compliments. To obtain your free copy please fill in this form.



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Tel: +357.2533.5371
Fax: +357.2573.6229
email: info@ratingdevelopments.com